Expand Your Portfolio Without Personal Income

Industry-Leading Fix and Flip Loan Program

No tax returns, no DTI calculations – just faster closings and greater opportunities.

What type of loan are you looking for? *If you aren't sure... that's okay! Select DSCR 1st and we will provide some options when we send you a quote / term sheet. NOTE: 💰🏠 We finance 1-4 unit (per tax parcel) residential properties in major cities.

Select the option that best describes you below: *

What kind of property are you financing? *We finance 1-4 units per tax parcel. Be sure to request a quote for each tax parcel.

What is the full street address including city and state? *

Property address or nearby address - so we can check the area

When do you need to close escrow? *

Within 30 days

31-60 days

61-90 days

90+ days

If this is a purchase or there is a maturity date, what day?

If this is a purchase, what is the purchase price?

$

An estimate is fine

If this is a refinance, what is the loan payoff on the title report?

$

An estimate is fine

Is the property vacant or tenant occupied?

What is the condition of the property?

What is the current appraisal value, AS IS? *

You can search Zillow for similiar sold properties within 1 mile in the last 1 year.

What is your exit strategy? *

Sell

Refinance

Hold

For Rentals, what are the long term market rents?

You can check Rent-O-Meter.com or Zillow

For Rentals, how many leases will you supply?

For Short Term Rentals, do you have a 12 month ledger and what are the annual rents?

Income for last 12 months

For Flips or New Construction: What is the BUDGET/SOW?

For Flips and New Construction: What is the AFTER REPAIR VALUE?

What is the requested loan amount? *

How much do you want us to finance?

What is the annual insurance premium? *

An estimate is fine

For New Constructions, do you have a survey?

Stamped plans?

Permits are ready to be pulled?

Do you have an LLC, LP or Corporation? *

Yes

No

I need one

New companies are welcome

What is the name of your LLC or company? *

How many partners are involved in this deal?

What are the credit scores for the partners?

You can pull from CreditKarma.com if needed

What is the name of the person with the best credit score? *

Do you or any partners live within 100 miles of the property? *

Yes

No

How many rentals do the partners currently own? *

Must have 20% ownership or more.

Does someone on the deal have a 12 month mortgage history or residential property owned free and clear inside the last 3 years?

Yes

No - We have not owned any residential property at all in the last 3 years.

Do any of the partners have a mortgage late in the last 12 months, bankruptcy or foreclosure in the last 3 years? *

Yes

No

What is the total value of liquid assets held by the partners? *

Cash plus 50% of retirement accounts - that you can verify or deposit to escrow

Do you already have a quote?

No

Yes

If yes, what's the rate and points?

Do you need a Proof of Funds Letter for your offer?

Yes

No

For Purchase Money

What is the name of your Friend or Affiliate?

Who do you know at our firm or who referred you?

Your Full Name *

Your Email *

Your Phone *

We will email you the term sheet and call to follow up on receipt. I Consent to Receive SMS Notifications, Alerts & Occasional Marketing Communication from company. Message frequency varies. Message & data rates may apply. Text HELP to (XXX) XXX-XXXX for assistance. You can reply STOP to unsubscribe at any time.

Our Team

💼 Marcie Thompson

Director of Operations | Creative Finance Specialist

I bring over 20 years of finance experience into every transaction, specializing in Private Money Loans, DSCR, Transactional Funding, Credit Stacking, and Creative Capital Structures.

Based in Dallas, Texas, I’ve helped hundreds of client’s access funding and build confidence through education, transparency, and creative deal-making. At ForgeMyDeal, I focus on the operational side, managing compliance, lending systems, and financial strategy so our investors and partners can scale with clarity and peace of mind.

My passion is helping people unlock capital they didn’t know they had access to, whether that’s through the right loan product, a strategic refinance, or a private money partnership. I believe in empowering clients at every level to fund their goals, grow their portfolios, and build long-term financial freedom through collaboration and creative finance..

🖤 Jordanna Shean

“I help investors place their capital in opportunities that create both profit and purpose, and help small business owners access the funding and partnerships to grow, exit, or reinvent their next chapter.”

Impact Investment Manager | Business Acquisitions Strategist

I help investors and business owners align their capital with purpose. As co-founder of ForgeMyDeal, I specialize in raising private capital and structuring creative investments that generate strong returns while making a real difference.

My focus is on building bridges between impact and income, connecting mission-driven investors with real estate and small business opportunities that create both cashflow and community growth. Whether it’s funding co-living projects, acquiring existing businesses, or designing new partnership models, my goal is to make wealth building intentional.

I believe money should move with meaning. Through capital raising and business acquisitions, I’m helping more investors earn predictable returns while creating opportunities that change lives, one deal at a time...

Frequently Asked Questions

What documents do I need to apply for a mortgage?

You’ll typically need proof of income, bank statements, tax returns, and credit information. Specific requirements may vary by lender.

How much can I borrow for my mortgage?

Your borrowing amount depends on your income, credit score, down payment, and debt-to-income ratio. A pre-approval can give you a clearer estimate.

What’s the difference between a fixed-rate and adjustable-rate mortgage?

A fixed-rate mortgage has a steady interest rate throughout the term, while an adjustable-rate mortgage (ARM) has a rate that may fluctuate after an initial fixed period.

How long does the mortgage approval process take?

The timeline can vary but generally takes 30-45 days, depending on factors like document verification, appraisals, and lender-specific processes.

Testimonials

Marcie has a great mind for business. She always maintains a strategic viewpoint while keeping in sight all the tactical items she much accomplish to reach the goal for the client. she is focused and goal-oriented. While her work volume is huge, her work quality is exceptional.

— Ron B.

I would highly recommend Marcie for anything from business to personal. Marcie is a very loyal person whom operates under the highest level of integrity. Marcie is definitely a person I am happy to have working with me in business and I'm glad our business relationship continues to build.